Critical Coverage
Imagine a world where insurance transcends mere numbers and paperwork, evolving into a journey marked by connection, emotion, and financial empowerment.
That’s exactly what eMobridge is all about! We believe that your insurance choices should be driven by purpose, not just policy.
Welcome to eMobridge
Emotion meets financial security with critical illness insurance
We all know life is unpredictable. You never know when you might get seriously sick. We understand that a serious illness can be stressful, both emotionally and financially. That’s why we offer a critical illness insurance policy that provides financial security and peace of mind to our customers.
Introducing, Critical Illness Insurance Direct, by eMobridge.
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Take the next step.
Making smart financial choices is like building a strong, dependable bridge to the future. Remember, just as a well-built bridge withstands the test of time, your wise financial decisions today will pave the way for a resilient and prosperous future.
Your financial journey begins here
Critical Illness Insurance
Discover peace of mind with Critical Illness Insurance (CII) – your financial lifeline precisely when you need it most! In the face of a serious health event such as cancer, stroke, or heart attack, rest assured that critical illness insurance stands ready to provide you with a lump-sum cash payment.
We believe that everyone deserves access to affordable and customizable critical illness insurance. That’s why we offer coverage options ranging from $5,000 to $50,000 in $5,000 increments. It’s all about relieving the financial burden on you and your loved ones and providing the vital support you need.
Who is Critical Illness Insurance for?
Critical Illness Insurance is designed for anyone seeking financial protection in the face of life-altering health events such as cancer, stroke, and heart attack. It offers a safety net from the unexpected.
What does C.I. Insurance Cover?
Depending on coverage, critical illnesses can include stroke, heart attacks, major organ failure, cancer, and more. If diagnosed with a covered illness, our plans pay up to $50,000 in a lump sum.
Is this medical insurance?
No, critical illness insurance doesn’t replace medical coverage; instead, it complements it. It’s an affordable way to supplement and pay for the additional expenses that can arise with a serious illness.
Why should you consider critical illness insurance?
Imagine facing a cancer diagnosis – your health is the main concern, but financial worries loom. While medical advancements offer hope, the costs of treatment and recovery, including travel, childcare, and household help, can feel overwhelming.
That’s where critical illness insurance steps in. It offers a financial lifeline – a lump sum payment directly to you – when you or a loved one faces specific covered illnesses like cancer, heart attack, stroke, or organ failure. This vital support can ease the financial burden, reduce stress during a trying time, and allow you to prioritize recovery without juggling finances. Focus on your health, let critical illness insurance take care of the rest.
How do the Critical Illness Insurance benefits work?
Upon diagnosis of a covered critical illness, you receive a lump-sum payment (ranging from $5,000 to $50,000) to help manage expenses and focus on recovery. The money is yours to use freely, unless otherwise specified in your policy.
Who does Critical Illness Insurance Cover?
Depending on your needs, you can opt for individual coverage, joint coverage for you and your partner, or family coverage for your entire household. Each insured person receives their own payout upon diagnosis of a covered critical illness.
Is this the same as getting coverage through work?
It depends on what your employer provides. Some workplace plans offer excellent coverage and portability, ensuring continued protection even if you change jobs. However, many are tied to your employment, leaving you uninsured if you leave.
Can I offer Critical Illness Insurance through my business?
Yes! We love working with organizations and leaders who prioritize the well-being of their team of employees. Talk to one of our Bridge Advisors to learn more about the options that best fit your organizational needs. Email us at hello@emobridge.com.
Preparing for your future
Got a minute? Talk to a Bridge Advisor.
Making smart financial choices is like building a strong, dependable bridge to the future. Let us be your construction crew, ensuring your foundation for financial security is rock-solid.
Bridging Financial Protection
Critical Protection Matters
Life is a series of choices, and among the most significant is how you protect your financial future. At eMobridge, we wholeheartedly recognize the importance of crafting a sound and dependable financial protection strategy that includes critical illness insurance, and we’re here to support you at every turn.
Protect Your Loved Ones
When it comes to securing your financial well-being, nothing compares to preparation. Whether you aim to build wealth for future generations or provide long-lasting support, the right critical illness protection serves as the cornerstone to turn your vision into reality.
Protect Your Finances
Life’s unpredictable twists and turns can lead us down unexpected paths. In the event that a critical illness disrupts your life, our individual insurance policies serve as a dependable safety net, offering essential financial resources and fortifying your financial stability.
Protect Your Assets
In the realm of financial planning, personal insurance stands as the bedrock of a robust protection plan. It acts as the safeguard that ensures your assets remain untouched, allowing you to navigate life’s uncertainties without depleting your hard-earned savings.
Protect Your Future
In today’s ever-changing world, safeguarding your future goes beyond financial concerns. Our forward-thinking insurance solutions are designed to provide peace of mind, so you can focus on pursuing your dreams and passions, knowing that life’s uncertainties are covered.
Ensure A lasting legacy of financial support
Protect Your Loved Ones
When it comes to securing your financial well-being, nothing compares to preparation. Whether you aim to build wealth for future generations or provide long-lasting support, the right critical illness protection serves as the cornerstone to turn your vision into reality.
Your safety net in times of unexpected challenges
Protect Your Finances
Life’s unpredictable twists and turns can lead us down unexpected paths. In the event that a critical illness disrupts your life, our individual insurance policies serve as a dependable safety net, offering essential financial resources and fortifying your financial stability.
Preserve your hard-earned wealth
Protect Your Assets
In the realm of financial planning, personal insurance stands as the bedrock of a robust protection plan. It acts as the safeguard that ensures your assets remain untouched, allowing you to navigate life’s uncertainties without depleting your hard-earned savings.
Solutions for enduring financial security
Protect Your Future
In today’s ever-changing world, safeguarding your future goes beyond financial concerns. Our forward-thinking insurance solutions are designed to provide peace of mind, so you can focus on pursuing your dreams and passions, knowing that life’s uncertainties are covered.
Goodbye to pushy salespeople
Start with a simple conversation.
When you book a call with eMobridge, you get access to the best insurance advisors on the web. Licensed Bridge Advisors are ready to help you find the perfect insurance solution tailored to your specific needs.
Simple Process
Our approach is simple. We listen, learn, and provide guidance. Following that, the decision is up to you.
It Starts w/30
It Starts w/30, is our pledge to actively listen and learn during our initial call, enabling us to offer the best advice.
It's Free
Consultations are free, and our goal is to educate, not push you into buying anything before you are ready.
No Salespeople
You won’t be talking to pushy salesmen. You’ll only be engaging with exceptional Bridge Advisors. We listen.
Bridging financial protection
How might you use your Critical
Illness cash benefits? You decide.
When you book a call with eMobridge, you get access to the best insurance advisors on the web. Experienced advisors are ready to help you find the perfect insurance solution tailored to your specific needs.
1/ Meet Lisa
After returning home from her 40th birthday celebration, Lisa had a heart attack. Fortunately, she survived and had critical illness insurance to help pay the bills while she recovered. Unlike her medical insurance which pays some of her medical bills, critical illness insurance pays her directly.
2/ Medical Expenses
Lisa’s medical insurance had limitations and couldn’t cover all her diagnostic tests and treatments, but her critical illness insurance stepped in to assist with unexpected medical expenses, providing her peace of mind during her recovery. It allowed her to focus on her health, not bills.
3/ Lifestyle Changes
Following her doctor’s advice, Lisa used her coverage benefits to invest in her recovery. A stress-relieving vacation and a gym membership helped her regain strength and manage post-treatment anxieties. The flexibility of the direct cash payout allowed Lisa to prioritize her well-being in her way.
4/ Screening Benefits
Focused on prevention, Lisa’s critical illness insurance policy provides her with a valuable $50 annual Health Screening Benefit. This benefit plays a vital role in supporting her overall health, especially following her heart attack. It encourages screenings and check-ups.
Why Critical Illness Insurance is critical to have
The Facts & the Figures Matter
In the event of a big health emergency, such as cancer, a heart attack, or a stroke, critical illness insurance could be the only thing standing between you and financial ruin.
Knowing the facts and figures about the likelihood of experiencing a critical illness can help you make informed decisions to secure your financial well-being.
Medical Debt
Medical debt is a widespread problem in the U.S., affecting 19% of households and totaling $140 billion in collections as of 2020.
Cancer
According to the American Cancer Society, there were an estimated 1.9 million new cancer cases in the U.S. in 2022.
Heart Attack
Every year, about 805,000 people in the U.S. have a heart attack, which costs are estimated to be over $20,000.
Stroke
Every 40 seconds, someone in the U.S. has a stroke. Stroke-related costs came to nearly $56.5 billion between 2018 and 2019.
Focused on personal coverage
Complete Protection Plan
eMobridge offers a comprehensive financial protection plan encompassing Critical Illness Insurance, Personal Accident Insurance, and Hospital Indemnity coverage. With this robust package, secure financial safeguards against unforeseen medical expenses, ensuring peace of mind and holistic protection for their well-being.
Critical Illness Coverage
Critical Illness Insurance provides support when it’s needed the most in the form of a lump-sum payment upon the diagnosis of a covered serious disease.
Accident Insurance
Accident Insurance through eMobridge, pays cash benefits based on actual medical expenses for covered accidental injuries4, regardless of any other insurance.
Hospital Indemnity
Hospital Indemnity Insurance provides a cash benefit post-qualified hospital stays, alleviating unexpected expenses and supporting recovery. Ensure comprehensive coverage and additional financial assistance during challenging times with our reliable insurance.
Life Insurance Coverage
Explore immediate life insurance quotes effortlessly through our partnership with Ethos Life. Establishing life insurance coverage is fundamental to the core of any Personal Financial Protection Plan, offering a vital shield to protect your loved ones and providing peace of mind for their future well-being.
Critical Illness
Critical Illness Coverage provides support when it’s needed the most in the form of a lump-sum payment upon the diagnosis of a covered serious disease. The cash goes directly to you.
Accident Coverage
Personal Accident Insurance through eMobridge, pays cash benefits based on actual medical expenses for covered accidental injuries, regardless of any other insurance.
Hospital Indemnity
Hospital Indemnity Insurance provides a cash benefit post-qualified hospital stays, alleviating unexpected expenses and supporting recovery.
Life Coverage
Discover quick and seamless life insurance quotes through our trusted partner, Ethos Life. Obtaining a fast quote is just a step away, ensuring efficient and accessible coverage for your peace of mind.
Coverage that truly makes a difference in ensuring financial security.
How easy is it to get covered? Easy.
At eMobridge, simplifying the application process is our priority. Choose the ease of applying on your own or, if you need guidance, our dedicated Bridge Advisors are ready to assist, ensuring a seamless and effortless experience as you secure the insurance coverage you need.
Whether in-person, through text, email, chat, or phone – we meet you where you’re most comfortable. Your preferred form of communication is our priority, ensuring a seamless and tailored experience that works best for you.
Start a conversation
Connect with us effortlessly through text, email, chat, or phone – whichever suits you best. Or, if you are ready, start the application process online. We will follow up with you promptly if we have any future questions, ensuring a seamless and personalized experience tailored to your preferences.
Speak with a Bridge Advisor
Whether in person or virtually, our dedicated advisors are ready to expertly guide you through the process. We are with you every step of the way, ensuring personalized assistance tailored to your unique needs. Feel free to connect with a “real human” anytime you need, for added guidance and support.
Easy Application Process
Experience a hassle-free journey as you quickly secure the insurance coverage you need through eMobridge. The complete process takes less than 10 minutes and is pain-free. Complete the straightforward application at your convenience at any time, or reach out to one of our Advisors for guidance.
Secure Your Coverage
We’ve simplified the process of obtaining the coverage you want, deserve, and need through our top insurance carrier partnerships. Beyond securing your coverage, count on us for ongoing service that meets the expectations of a trusted financial partner, ensuring your peace of mind.
Looking for a life insurance quote or ready to begin your application?
We’ve got you covered.
Looking for a life insurance quote or ready to begin your application?
We’ve got you covered.
FAQ
How is eMobridge different from other insurance sites?
eMobridge is an insurance broker, not an insurance company. (That means we sell policies; we don’t underwrite them.) While numerous companies out there offer fast and easy insurance coverage, which we also provide, we believe there’s a growing need for direct supplemental insurance coverage, such as critical illness insurance.
Traditionally, many people thought you could only obtain this type of coverage through your employer, but not anymore! eMobridge is revolutionizing the way individuals can safeguard themselves and their loved ones by offering direct supplemental insurance coverage.
Moreover, eMobridge seamlessly blends insurance expertise with online tools, an extensive educational library, and guidance from real, licensed professionals to help you secure coverage with confidence.
What is eMobridge focused on?
eMobridge is all about bringing supplemental insurance products directly to you. In the past, these valuable products were often only accessible at work through group insurance plans. eMobridge has transformed this landscape.
Now, through our trusted insurance partners, you can directly purchase these excellent products from eMobridge to safeguard yourself, your loved ones, assets, and dreams.
But what exactly do you do?
At eMobridge, we understand that navigating insurance options can be overwhelming. That’s why we’ve assembled a team of expert Bridge Advisors, ready to assist you.
Whether you have questions or need guidance on making a purchase, our well-trained and licensed insurance advisors are here for you.
Simply reach out to us, and we’ll ensure you have the support you need to make informed decisions and secure the right coverage for yourself, your loved ones, and your aspirations.
Don’t need or want to talk with a Bridge Advisor? No worries. Just follow the links, get a free quote, fill out our simple application, and get covered.
We work diligently to bridge your financial security to your financial future.
How does eMobridge make money?
At eMobridge, we function as an independent insurance broker, earning commissions from insurance companies for each sale. It’s crucial to understand that insurance commissions are already integrated into the policy price, ensuring you won’t incur any extra charges when working with us.
While our compensation for a particular purchase may vary based on factors like the type and size of the product, the insurer, and our business volume with them, it’s important to note that our commitment is unwavering—we do not prioritize any insurer over another solely due to commission considerations. Our primary focus is on advocating for your best interests, not ours.
It’s worth mentioning that we do have preferred insurance partners. However, if for any reason you don’t qualify for coverage through them, rest assured that we have a roster of reliable secondary partners. This way, we can explore alternative options to ensure you find the insurance solution that best fits your needs.
Curious about the commission associated with a specific insurance policy? Feel free to ask! We’re committed to transparency and providing you with the information you need to make well-informed decisions.
Is eMobridge licensed?
Yes! All insurance brokers are required by law to be licensed in each state they do business. You can find our licenses here.
Your state isn’t on the list? Let us know and we will see what we can do.
Is eMobridge a corporate affiliate of any insurance company?
No. eMobridge is an independent insurance broker, meaning we are neither owned by an insurance company nor do we own one. Instead, we offer insurance policies from various insurers with complete impartiality.
Our commitment is to assist you in finding the most suitable insurance policy for your needs, prioritizing what’s right for you rather than favoring any particular insurance company.
As previously noted, that we do have preferred insurance partners. However, if for any reason you don’t qualify for coverage through them, rest assured that we have a roster of reliable secondary partners. This way, we can explore alternative options to ensure you find the insurance solution that best fits your needs.
Is it cheaper to buy insurance through eMobridge?
Insurance rates are legally regulated, preventing any company, broker, or agent from providing discounts on policies. However, this doesn’t mean you can’t explore avenues for saving money. Every insurer assesses risk in its unique way, aiming to provide competitive policy prices.
This is where eMobridge comes in – we streamline the process by allowing you to quickly see our insurance rates, making it effortless for you to identify potential savings.
Looking for multiple insurance quotes? Just email us at hello@emobridge.com to let us know.
Will you only steer me towards high-commission policies?
No, at eMobridge, we are committed to transparency and prioritizing your best interests. While we do earn commissions as an independent insurance broker, our dedication is to find the right insurance policy for your needs, not to steer you towards high-commission policies.
We operate with integrity, and our goal is to provide you with the information and options necessary to make informed decisions based on your unique requirements.
Feel free to ask about the commission structure associated with any specific policy in our marketplace — we’re here to ensure clarity and support your decision-making process.
Can I buy insurance via eMobridge?
Absolutely! At eMobridge, you can purchase insurance with ease. We operate as an independent insurance broker, providing you with access to a range of insurance policies from trusted insurers.
Our platform is designed to simplify the process, allowing you to see quotes, receive guidance from our expert Bridge Advisors, and make informed decisions about the coverage that best suits your needs.
Whether you prefer to connect with our advisors or navigate the process independently, we’re here to ensure a seamless and transparent experience as you secure the insurance that aligns with your requirements.
How do I buy insurance via eMobridge?
Buying insurance through eMobridge is a straightforward process. Here’s a step-by-step guide:
1. Explore Options:
- Visit our platform to explore insurance policies offered by our trusted insuranc partners.
- Use our online tools to see quotes and coverage options.
2. Connect with Bridge Advisors (Optional):
- If you have questions or need guidance, schedule a call with our expert Bridge Advisors.
- They are well-trained and licensed to assist you in making informed decisions.
3. Select Your Coverage:
- Choose the insurance policy that best meets your needs and preferences.
4. Initiate Purchase:
- Follow the simple prompts on our platform to initiate the purchase process.
- If you prefer, you can also get a free quote, fill out a simple application, and complete the purchase independently.
5. Coverage Confirmation:
- Once the purchase is complete, you’ll receive confirmation of your coverage.
At eMobridge, our goal is to empower you to make confident decisions about your insurance needs. Whether you choose to engage with our Bridge Advisors or navigate the process independently, we’re here to ensure a seamless and transparent experience as you secure the insurance that aligns with your requirements.
Take the next step to protect your future
We recommend chatting with an Bridge Advisor for complete details that can help you decide if you should apply for supplemental critical illness insurance. Rest assured that, if ever faced with the realities of a covered major medical event, eMobridge will be there for you in your greatest time of need.
Protect Your Future
We recommend chatting with an Bridge Advisor for complete details that can help you decide if you should apply for supplemental critical illness insurance. Rest assured that, if ever faced with the realities of a covered major medical event, eMobridge will be there for you in your greatest time of need.